9 Must-Know Things Before Visiting NYC

New York City is completely magical, but it’s also a place best experienced with a bit of preparation.

From the moment you arrive, the energy hits you: fast-paced, buzzing, and unforgettable. That said, having a few things to know before visiting NYC can make your trip run way smoother.

This isn’t just any NYC travel article, it’s your must-know checklist before stepping foot in the city.

We’re covering everything from visa requirements and travel insurance to navigating the subway, handling the weather, what to wear, and yes, tipping culture too.

If you want your plans to run smoothly and avoid rookie mistakes, this guide is where your NYC trip planning should begin.

Check your Visa & Entry Requirements

Before you even think about booking that Broadway show or eyeing up bagels in the West Village, make sure you’re actually allowed into the country.

Depending on where you’re from, you might need a visa or qualify for the Visa Waiver Program (VWP) with an ESTA approval. No one wants a surprise at immigration. Processing times vary, so double-check well in advance.

You can check your eligibility and apply for the ESTA or appropriate visa via the official U.S. government website, and confirm VWP countries via the Visa Eligibility Checker.

No shady third-party services necessary. For a full overview, see the General US Entry Info.

Get Proper Travel Insurance Before You Go

Travel insurance isn’t just a “nice-to-have” when visiting the U.S., it’s a must. Unlike some countries, the U.S. doesn’t offer free or low-cost healthcare for travellers, and a single emergency room visit can set you back hundreds (or even thousands) of dollars.

Even if you’re not planning on doing anything “risky,” accidents happen, delayed flights, lost luggage, unexpected illnesses, and more.

Travel insurance helps you handle those situations without derailing your entire trip or wallet.

And don’t assume you’re covered just because you booked with a credit card, some cards include limited insurance, but it’s worth reviewing the details or buying separate coverage for peace of mind.

Don’t let the Subway System Intimidate You

NYC’s subway system is massive, chaotic, and, honestly, a little overwhelming at first glance, but don’t let that scare you off.

It’s the most efficient (and affordable) way to get around the city, especially during peak traffic hours when surface transport crawls, or one could say dreadfully slow in a car.

Trains run 24/7, and while it’s not always the cleanest or quietest ride, it will get you where you need to go.

Use Google Maps or the MTA app to navigate routes, and always check for weekend service changes or delays.

One important thing: uptown goes north, downtown goes south. That small detail will save you more than a few accidental detours. This is Western-Eastern language, I know it well as I’m from Toronto and we use the same terms in the city.

If you’re unsure, don’t be afraid to ask someone, New Yorkers might move fast, but some are happy to help if you’re polite and quick with your question.

Shoes, Wear Proper Shoes

This isn’t the city to break in new shoes. Between subway stairs, cobblestone streets, and walking 10+ blocks without even realizing it, your feet will be doing the most in NYC.

Comfortable, supportive footwear is a must. Even if you plan on taking Ubers or the subway, you’ll still walk a lot more than you think, through parks, museums, neighborhoods, and even just transferring between subway platforms.

Think sneakers or well-broken-in boots, especially if you’re visiting during cooler months. Save the cute-but-painful shoes for dinner or shows where you’re mostly sitting.

Trust us: happy feet = a much happier NYC experience. And if you’re not sure what footwear (or outfits) to bring, check out this guide on what to pack for NYC before you go.

Be Prepared for Price Shock

There’s no sugarcoating it, New York City is expensive. Whether it’s your morning coffee, museum entry, or a casual lunch in SoHo, costs can add up fast if you’re not prepared.

While there are plenty of ways to explore NYC on a budget (like free museums, public parks, and cheap eats), you’ll still want to build some wiggle room into your daily spend.

Understanding average NYC trip costs ahead of time can really help you set realistic expectations and avoid financial surprises.

• Skip tourist traps for meals, opt for local spots or food trucks.

• Take advantage of free attractions like Central Park, The High Line, and ferry rides to Staten Island.

• Book major attractions in advance for potential discounts or combo passes.

Knowing what to expect cost-wise will help you avoid that “wait… how much?!” moment, and keep your trip stress-free.

Don’t Count on Perfect Weather

Simply put, the weather in New York City is absolutely unpredictable, and that’s not always a bad thing, but it’s definitely something to prepare for.

If you’re visiting during a seasonal shift (like spring or fall), you might experience what feels like three different seasons in a single day.

As someone from Toronto, I can confidently say NYC weather can feel very familiar, a sunny morning can turn into an afternoon shower, followed by a chilly evening breeze. That’s just how it goes sometimes.

Make sure to pack layers, wear weather-appropriate shoes, and keep a small umbrella or rain jacket in your day bag.

Whether it’s hot and humid or cold and windy, the more prepared you are, the easier it is to roll with whatever the forecast throws at you.

And if you’re still planning your dates, it’s worth thinking about the best time to visit NYC, some months offer milder weather and fewer surprises than others.

Yes, NYC Is Safe — But Be Street Smart

New York City is absolutely safe to visit, and crime rates have dropped dramatically over the last few decades.

Millions of tourists come every year with no issues at all, but that doesn’t mean you should leave your street smarts at home.

Like any major city, there are things to be aware of. Pickpocketing can happen in crowded areas like Times Square or on the subway.

Scams in NYC targeting tourists still exist, from overpriced rides to “free” CD handouts that suddenly cost you $20.

And while most neighbourhoods are perfectly fine, some might feel sketchier at night, especially if you’re wandering alone.

The best advice? Trust your gut, stay alert, and avoid flashing valuables. Be aware of your surroundings without being on edge.

NYC locals walk with purpose, you should too. For more on this, here are some key NYC safety tips worth keeping in mind before your trip.

NYC Is More Walkable Than You Think

Despite how massive New York City may seem on a map, many of its most iconic neighborhoods and attractions are surprisingly walkable.

Once you’re in areas like Midtown, SoHo, or the Lower East Side, you’ll find that walking from place to place often makes more sense than grabbing a subway or a cab.

Sure, your feet might get tired, but walking is one of the best ways to soak in the atmosphere, discover hidden gems, and feel the city’s energy up close.

You’ll spot cozy cafes, street performers, tiny boutiques, and gorgeous brownstones you would’ve missed underground.

Just make sure you’ve packed comfortable shoes (seriously, this is not the time to break in new sneakers), and be ready for some solid mileage.

The beauty of NYC is that some of the best experiences happen between the “main attractions,” and walking is how you find them.

Tipping Is Expected

In New York City, like much of the U.S., tipping isn’t just appreciated, it’s expected.

Whether you’re dining at a restaurant, getting a haircut, or taking a cab, tipping is standard practice and part of how many service workers earn their living.

At restaurants, 18–20% is considered the norm. For quick-service places where you order at a counter, tipping is more flexible but still appreciated, especially if there’s a tip jar or screen prompt.

Taxi or rideshare drivers typically receive around 10–15%, and hotel staff like bellhops or housekeeping should also be tipped a few dollars depending on the service.

That said, tipping can feel confusing, especially for travellers coming from countries where it’s not customary. Speaking as someone from Toronto, I get it.

It’s not that you’ll be shunned if you don’t tip, but it is part of the culture here, and it’s important to be mindful of that.

You’re not forced to tip, but showing consideration through tipping goes a long way in New York.

NYC Packing List for Your Trip

What you pack for New York City really depends on the season, winters can be brutally cold while summers are hot and humid.

That said, there are a few must-haves that apply year-round. Comfortable walking shoes are non-negotiable, especially if you plan to explore neighbourhoods by foot (and you will!).

A portable charger is another smart pick since you’ll likely be out all day using your phone for maps, transit, and photos.

Don’t forget a light, packable jacket, even in summer, restaurants and museums love their AC.

And if you’re visiting in a transitional season, like spring or fall, layers are your best friend. Want the full breakdown?

Check out my NYC packing list for all seasons to make sure you’ve got everything covered.

Final Thoughts Before Visiting NYC

New York City is one of those places that leaves an impression long after you’ve left. It’s fast-paced, full of energy, and unforgettable — but to really enjoy it, a little preparation goes a long way.

Whether you’re visiting for the first time or returning for another round, these are all things to know before visiting NYC that will help your trip go smoother, your expectations stay realistic, and your experience feel richer.

From understanding tipping culture to using the subway like a local, this guide is designed to give you a head start — so you can skip the confusion and jump right into enjoying the best of the city.

And if you’re planning a longer stay, don’t miss this detailed one week in NYC itinerary to help you make the most of your time.

Last but not least, I manage a NYC Travel Facebook Group with over 20,000 members, be sure to join and get on the discussion for some excellent NYC travel tips and get opinions of many seasoned travellers to the Big Apple!